Job Description

Are you great with numbers and enjoy helping people? Then we’d love to talk with you about our junior underwriter position. You’ll provide underwriting support to the team to ensure a helpful and happy home-buying experience for our customers. No experience? No problem. We’ll give you the tools and training you need to be successful in this entry-level role. If you’re ready to start your career in mortgage, apply now! Responsibilities:

• Sign off on underwriting loan conditions according to underwriting guidelines
• Review all loan applications and disclosures for discrepancies and regulatory and compliance guidelines
• Prioritize, track, and manage the loan underwriting process in order to meet deadlines and ensure timely submission to the underwriting team
• Verify all needed documentation such as credit reports, loan applications, title policies, appraisals, and financial statements have been obtained and are accurate in the loan files
• Correspond with applicants on behalf of the underwriting team, senior underwriter, and residential mortgage loan officer
• Review loan applications to ensure accuracy and completeness
• Analyze applicant income documentation, employment history, and financial statements to verify eligibility for loans
• Communicate effectively with loan officers, borrowers, and third-party vendors to gather the necessary documentation and resolve any discrepancies
• Compile and organize all required documents and information needed for the initial submission to the underwriting department
• Ensure compliance with regulatory guidelines and internal policies throughout the loan setup process
• Collaborate with underwriters to address any additional requirements or questions during the underwriting phase
• Maintain accurate records and documentation of all loan files and updates in the system

Qualifications:

• Superior interpersonal, communications, and customer service skills are needed
• Bachelor’s degree preferred but will accept an associate’s degree with previous underwriting experience
• A working understanding of mortgage lending practices, real estate terminology, and mortgage loan guidelines (FHA, USDA, VA, Conventional, etc.) is an asset
• Analytical data skills, strong attention to detail, and excellent decision-making skills are required
• Excellent communication skills with the ability to interact professionally with clients and internal stakeholders
• Strong attention to detail and the ability to work efficiently in a fast-paced environment
• Ability to prioritize tasks effectively and manage multiple loan files simultaneously
• Mortgage income calculations

About Company: At Summit Home Lending, we’re not just another mortgage company—we’re a team of high achievers. Here, excellence is the standard, and success is earned. Our Core Values: Own the Moment – Seize opportunities and take accountability.Get Better Every Day – Strive for continuous improvement.Integrity in Action – Always operate with honesty and fairness.Experience is Everything – Deliver exceptional service to every client.Work Hard, Play Hard – Set ambitious goals and celebrate the wins.If you’re hungry for success and ready to make an impact, we want to hear from you. Apply today and take the first step toward an exciting career in mortgage lending!

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